Laurence Jones Funeral Directors Laurence Jones Funeral Directors Laurence Jones Funeral Directors Laurence Jones Funeral Directors Laurence Jones Funeral Directors Laurence Jones Funeral Directors Laurence Jones Funeral Directors

Pre Paid Funeral Plans Wirral 
Many people wish to provide for their funeral expenses & a funeral payment plan is a caring, sensible and cost-effective way to do so.


A funeral plan is an easy way to pre-arrange the funeral you want and pay for the funeral director’s services covered by the plan in advance. A plan can help to save your family worry and expense, and help make things easier for your loved ones at what is often a difficult time. As our customers often tell us, that can be a big weight off your mind.

It’s a straightforward way to do something amazing for your family. Few people like to talk about their funeral, and an Independent Way Funeral Plan can make things easier for everyone – so that when the time comes, we will then carry out your plan according to your wishes, relieving your family of the stress and financial worry they may otherwise have to face.

Everyone has different needs when it comes to funeral planning, so we make sure all our plans are as flexible as possible. When you get in touch, we will be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured, our plans are available to everyone, regardless of age or state of health.

Why planning ahead makes great financial sense
You might be surprised to hear that, while the average cost of a funeral in 2010 was £2,713, by 2020 it was £4,115.
That’s an increase of 52% in 10 years – well above the general rate of inflation.
At Laurence Jones Funeral Directors we always keep your costs down and don't add on huge amounts for products we provide
eg coffins, printing costs etc, meaning a Laurence Jones Funeral provides you the best, but doesn't cost you the Earth.

Sources: SunLife Cost of Dying Report 2021.

Planning ahead the with Independent Way Funeral Plan

While some people don’t want to think about arranging their own funeral, which is only natural. However, you can help to gain the peace of mind that you have put your affairs in order and organised the funeral you would like.

A plan that’s tailored to your needs

As an independent funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We will gladly meet you at our premises or in your home at a time that suits you, when it is safe to do so. You can tell us about any preferences you have in mind – the type of funeral you would like to have, hymns, music or any other personal touches – and we’ll make sure your plan takes these into account.

We’re here to help

We understand that it can be hard to think about your funeral and you may not be sure where to start. As your local expert, we’re here to help. When you get in touch, we’ll be happy to discuss your funeral requirements and find the plan that suits you best.

 What funeral costs do I need to cover?

As well as the funeral director’s services, which are guaranteed to be covered as set out in your plan, there are other costs you need to consider:

Funeral director services:

These costs are guaranteed to be covered by your Independent Way Funeral Plan. They typically include:

· Professional services and making arrangements for cremation or burial

· Transportation of the deceased from place of death to the funeral director’s premises, chapel of rest or other suitable location.

· Care of the deceased and preparations for family viewing if requested

· Advice on the certification and registration of death and related documentation

· Provision of funeral vehicles

· Advice on bereavement counselling

· Coffin or casket requested

Third party costs:
These costs are beyond the control of the funeral director and need to be paid to the relevant third parties, at the time of the funeral.

A Golden Charter funeral plan will include a contribution towards these third party costs. They may include:

· Crematorium fee

· Minister or officiant’s fee

· Purchase of grave or lair

· Cemetery fee: the opening of a new or existing grave for burial or interment of cremated remains

· Hire of church or other venue

· Fees of organist or soloist

· Memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree

· Catering, floral tributes and newspaper announcements

Choose how you would like to pay
Spread the cost or make a one off payment. Golden Charter funeral plans offer a number of ways to pay for your funeral plan
– simply choose the one that’s right for you.

Single payment option
You can make a one-off single payment for immediate cover.

12 monthly payment option
If you would prefer to spread the cost, you can pay over 12 monthly payments by Direct Debit at no extra charge.

Low cost instalment option
If you would like to spread the cost over a longer period for a lower monthly payment, the low cost instalment option offers terms of between two and 30 years payable by Direct Debit.

Fixed monthly payment option
Golden Charter also offer a fixed monthly payment option where you pay a fixed monthly amount by Direct Debit, based on your age at time of application and choice of funeral plan, which is payable for life or until the age of 90.

*As well as covering the delivery of your funeral as per the terms and conditions of your plan, your plan price includes a one off £249 administration fee which Golden Charter receives to cover the cost of setting up, managing and administering your funeral plan.*

Your payments are safe and secure in the Golden Charter Trust (not in any funeral director's personal account)

· With a Golden Charter funeral plan your payments are protected.

· Your money is paid into the Golden Charter Trust* which is run by a Board of Trustees, completely independent of Golden Charter.

· The Trustees are chosen for their skills and experience, and safeguard the payments made by our customers.

· They make sure all future funerals can be paid for, which means we can guarantee the funeral director’s services included in your plan will be delivered at the time they are required.

To find out more about the Trust and how it protects customers’ funds, visit

* This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.

Ready to take the next step? Get in touch today

As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being able to help save your family from worry and expense in the future. So why not take the next step?

Remember, Independent Way plans are available to everyone, not just those aged over 50, and there are no medical or health questions to answer when you apply.

Looking after you as a customer
As an Independent Way plan holder, you’ll receive personalised plan documents, which include a summary of your plan, your funeral director’s details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet.

Your funeral director will hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway. 

The Main Advantages of a Pre Paid Plan 
1. You can choose your own funeral arrangements, for your own peace of mind.
2. You save your family from having to make difficult decisions, trying to guess what you would have wanted, at such a distressing time.

You choose the funeral you want. The Funeral Director's charges are fully guaranteed, and provided the arrangements remain unchanged, we will not ask for any more for our services.
By paying in advance for a funeral, you tailor the funeral plan, to your exact requirements, leaving you & your family with peace of mind.

We also accept Funeral Plans from other Funeral Planning Trust Companies, where we are the appointed Funeral Director at the time of need, so if our name is on any paper work you have on an existing plan, please don't hesitate to contact us where we will be here to help you with everything. You may also transfer a  funeral plan in another Funeral Director's name over to us with ease.

Image result for golden charters funeral planning logo   
We also provide PRE-ARRANGEMENT without payment, where we determine your wishes with you and keep them on file, with a letter of confirmation for your family or executors to hold. The funeral would in due time be arranged according to those wishes, as per usual.

I would like to recommend Roger Jones from Laurence Jones Funeral Directors.
I met with Roger to discuss a pre – paid funeral plan for my mother, whom is in care.

Roger explained everything to me and I made the decision to proceed in a calm and informed manner. This was so different from the decision I made 2 years earlier for my father.

I would recommend Laurence Jones as the place to purchase your pre – paid funeral plan.
Not only is the decision making process easier than when you have a tear in your eye, but the price was over £1000 cheaper than I paid at one of the national funeral homes.


John Byrne from Liscard
 A letter dated 20th March 2020 from Laurence Jones Funeral Directors

Good evening, from all at Laurence Jones Funeral Directors. It has come to our attention that the Royal Mail, have delivered leaflets locally regarding pre paid funeral plans.These are a leaflet designed to inform people about a service we provide and have done for many years to ease the burden both financially and to give people peace of mind that their funeral wishes will be recorded, paid for and carried out depending on their own preference when the time comes, in most cases hopefully a long time in the future.

This planning is sensible and has many benefits to people.
We Laurence Jones Funeral Directors do not receive any payment until such time as the funeral is required no matter how far into the future that may be.
We would like to let people know that the funeral plan leaflets delivered by the Royal Mail recently were designed and paid for several weeks ago, as they only do these print runs so many times a year. It is unfortunate that the timing of the Royal Mail distribution of any leaflets has come at a time when there is a viral pandemic in the country. We obviously couldn't anticipate that there would be this happening right now, and would like just simply to apologise if any one received a leaflet who may find it to be in bad taste during these circumstances.
The leaflets were supposed to have been delivered by the Royal Mail several weeks ago, and as far as we were aware were delivered several weeks ago and not in recent days.

It is a service we provide that is designed to help people, but again can only apologise if any one feels upset at the timing of receiving this by post. That was not down to us.
Once again, this was out of our control, we did not know leaflets were going out to people any time soon, as we had not issued for this to happen and will be speaking to the people who printed the leaflets about why the Royal Mail have delivered anything when they shouldn't have.

People's health is our top priority and we will continue to provide our services throughout this difficult time for people, although it may be that rules and regulations come in, again something out of our control that effect funeral services.
Finally we are key workers during a pandemic even if the rest of the country is shut down in isolation.
We will be putting our own health on the line to help the public, but we have made provisions to cover all sorts of scenarios so that we can operate in a safe and professional manner.
Our team at Laurence Jones have everything in place to carry on as normal as possible under the circumstances and are here as always 24 hours a day.
As we are still going to be able to get out and about and other people may not be able, we would like to extend our services to the public in way of being a helping hand to people wherever is safe to do so.
If any one needs help with anything such as items they need collecting or delivering to people that are essential, but people are isolated and can't get out, then please ring and we will try to help out wherever we can.

Here for you whenever and wherever you need us, all at Laurence Jones Funeral Directors
Truly Personal Service
Est 1978

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